There are a number of factors which may have impact on your insurance purchasing. There are standards set for each of the level of car insurance depending on several parameters such as the car owner’s age, is the owner driver himself or not, what is the age of driver, driver’s experience, parking background, driving history etc. however, how many of the prerequisites you have to fulfill is often set by your state. Sometimes, the laws many not show all the minimum prerequisites and in this case you have to sort out yourself the minimum requirements.Car insurance is an annoying day to day accompany to the car owners where you have to pay a notable amount of money per month and you may not have faced any car accident for years after years. Yet, you are still paying since you have to pay according to contract. Hence, many people search for cheap car insurance so that they don’t have to pay greater amount per month. Once, when there was no internet connection or facility to quote for insurance over telephone, people have to go insurance office physically and then quote. In that case, most of the time the quote was fixed and high. Now, in this era of technology and competition, the opportunity to quote is much released to customers’hand. Now, if you already have a car insurance quote earlier, you may quote again or place new car insurance quotes online. All the steps are so easy and accomplished online that you don’t have to rush at all.Because of the competition between the insurance companies, they are letting the customers the freedom to quote as lower as customers want. And, it is proven that this competition made many clients save a significant amount of money.To have the best that is the cheapest car insurance,you should have following good history such as great driving background, good grades and points, highly qualified driver, several policies, higher deductibles, safety equipment etc. Remember, whether you are buying car insurance for the future safety or to obey the state’s rule, you must keep the record of insurance policy safely as often government wants to check this.